Total Trust Benefits

1. The Total Trust Plan(sm) is designed to avoid probate. By avoiding the costs of probate your family can save thousands of dollars. For example, probate costs and fees for an estate valued at $300,000 could range from $12,000 to $24,000. The Total Trust Plan(sm) also avoids the delays of probate in distributing assets, which commonly range from ten months to over one year.
   
   
2. The Total Trust Plan(sm) avoids estate and capital gains taxes to the greatest extent allowed by law. Effective in 2002, major changes have been made to the estate and capital gain tax laws. The Total Trust Plan(sm) takes these laws into consideration and provides a document that is in full compliance with the current laws.
   
   
3. The Total Trust is often the perfect answer to manage your assets for you if you become incapacitated. When a person becomes incapacitated, someone needs to manage his or her affairs. However, problems often arise as to who will manage a loved one's estate and who has the power to manage his or her estate. Without a trust plan, a costly conservatorship is usually the result.
   
   
4. The Total Trust Plan directly addresses the issues of Long Term Care costs. Unfortunately, Long Term Care costs a small fortune and the laws regarding Medi-Cal qualification are constantly changing. With costs of Long Term Care averaging $3000-6000 a month, planning is extremely important to preserve the value of your estate.